Budgeting Archive

How to Save Money on Groceries Without Sacrificing Your Health

One thing you learn very quickly living in a big city like Chicago is groceries aren't cheap. If you're like me, you've probably done a ton of research on how to save money on groceries. I've gotten some great tips from the articles I've read but there's one problem, they don't always account for people trying to eat healthy.Sure I could eat processed foods, low …

How to Save Money on Lunch for Work

Don't feel like spending $10 every day at Chipotle for lunch? I don't blame you.  Lunch can be one of the biggest money pits, especially if you work in an office. When everyone's ordering out and you're crunched for time, it's easy to get caught up in the mix. The average American spends nearly $1,000 on ordering out lunch every year. And if you like to …

The Essential Kitchen Tools for Young Adults on a Budget

I have a confession. I'm addicted to buying kitchen gadget! I'm the guy that watches infomercials at 2AM in the morning and thinks "Wow, I could really use that Slapchop." And if you read my Mint story, you know I have a bad habit of buying things I don't need.As a result, I've wasted​ spent a ton of money on kitchen appliances I've used once …

21 Experts Share Their Top Budgeting Tips

Budgeting is one of the biggest challenges young adults have when it comes to managing their money. You might download an app like Mint and use it for a week. But after a while you stop checking it and eventually forget all about it.Or maybe you set a budget and just can't seem to stick to it no matter what you do. Whatever your situation …

How to Save Money on a Night Out

One of the most common challenges people have when they're trying to cut back on expenses or start a budget is how to save money on a night out. There's a big misconception that living on a budget means you can't have fun. That couldn't be further from the truth.You can absolutely have a fun night out and save money at the same time. Let's get …

How to Save Money on Haircuts

You don't want to walk around looking homeless with wild crazy looking hair. But at the same time, you don't want to spend $20+ on a haircut. I feel you. My unwillingness to pay someone else to cut my hair stopped me from getting haircuts for a long time. Seriously, a VERY long time.When you're trying to save money and cut back on expenses, one …

Free Monthly Budget Spreadsheet

Tools like Mint are great for automating your expense tracking and monitoring your personal finances. However, sometimes too much automation can make it easier to overlook your monthly expenses and budget as a whole. You become focused on the day to day expenses, but you're not tracking your monthly budget and recurring expenses as a whole. Thankfully we have a solution.At Money Goody, we're firm believers …

How To Budget When You’re Broke

Let me know if this sounds familiar. You Google "how to budget" because you want to start putting some money away for your future. You start reading an article that tells you to put away 20% of your paycheck in your savings account. And you think to yourself, "20%?? I'm trying to figure out how I'm going to pay my cell phone bill next month!"A …

Pros & Cons of Debt Consolidation

Getting into debt can be pretty easy, especially when you’re just getting the hang of your finances. But while it is easy to take out loans, max out credit cards, and finance everything from computers to cars, making payments to get out of debt isn’t so quick and simple. Debt consolidation can help. For anyone struggling to get out of debt, debt consolidation may be …